Medicare Benefits for Assisted Living & Long Term Care

Defining Medicare

Medicare is a federal health insurance program for the elderly age over 65. There are four parts, referred to as Medicare Part A, B, C & D. Medicare is also known as Title XVIII of the Social Security Act.

Long Term Care Benefits

Medicare is the primary medical care insurance for a large number of seniors. Many are shocked to discover that Original Medicare (Medicare Part A & Part B), also called Traditional Medicare, does not cover costs for most types of long-term care, including Alzheimer’s and dementia care. When it does pay, it is only in a very limited capacity. While Traditional Medicare is not a long-term care solution, there are benefits for seniors with recoverable conditions on a short-term basis. Also, as mentioned previously, some Medicare Advantage Plans (Medicare Part C) now offer some home and community based long-term care benefits under specific circumstances.

Qualifying

Seniors are eligible for Medicare at age 65. They can receive Medicare at an earlier age only if they are entitled to Social Security disability benefits.

For more in depth details about long term care benefits, costs, and how to apply visit: https://www.payingforseniorcare.com/medicare

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