Can I get car insurance if I don’t own a car?

  • Yes. Most car insurance companies offer what’s known as non-owner car insurance policies. These policies usually don’t cover collision or comprehensive coverage, but offer standard liability coverage and may let you add medical and underinsured/uninsured motorist protection.
  • If you don’t own your own car but still drive often, either by borrowing cars, renting cars, or using services like Zipcar, non-owner car insurance can be an affordable option.